for buying

regardless of the property you are searching for, the numbers you need or the calculations required, our proprietary worksheets ensure 

we are the answer

if you know what you can afford monthly, we can calculate the price of the home to shop for including including estimates for:

• estimated property taxes 
• escrow amounts like taxes & insurance 
• prepaid mortgage insurance

ensuring your find your dream is never a nightmare

we also calculate how much cash you will need including:

• down payment amount
• point cost to buy down your interest rate
• anticipated closing costs

so you know all requirements before they are required

we also create a simple "self check" you can compare your income & existing debt commitments so you can see what loan options may be available to you

if you are shopping for a rental property, capitalization rates are the best way to confirm your investment is sound

we calculate everything you need to know including:

• net Operating Income based on current rents & expenses plus pro forma NOI based on current market rents & anticipated expenses in the future
• capitalization rates not only on the list price, but also on recommendation negotiation strategy pricing so you get the investment you want at lowest cost possible

we also calculate debt service requirements so you can see all the important numbers for current & pro forma including:

• monthly debt service cost
• average rental income per unit
• annual revenue less deb service expense
• net annual revenue per unit

knowing all the math is crucial to generational wealth